Are you wondering how much you should pay for dental insurance? Then you might need to know how dental insurance works. A dental insurance can be advantageous when it comes to routine exams and cleanings. A common insurance policy covers 100 percent of the regular diagnostic and preventative care services. It also covers 80 percent of the basic procedures such as root canals and fillings. Procedures like bridges and crowns are usually covered 50 percent.
An average dental policy costs 380 dollars per year but if you're looking to cover more than the basic procedures it could go to about 1,500 dollars per year.